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HR Optimization

Your people stack
was assembled in pieces.
It's costing you in pieces.

PEO renewals nobody benchmarked. Workers' comp on the wrong NAICS. Tipped labor compliance scattered across three states. HRIS that doesn't talk to time-and-attendance. We review the whole people-cost line against what good actually costs — and show you where 12–25% is leaking.

No. 01

The people are fine. The stack around them is the problem.

The Problem

Where the people-cost leakage lives.

PEO chosen at launch, never benchmarked. Classification copy-pasted across states. Stack accreted vendor by vendor.

None of these are problems on their own. Together, in a multi-state operating model, they're how 12–25% of your people-cost line quietly walks out the door.

Featured benefit · in partnership with UnifyWell
UnifyWell Health & protection

A health benefit that pays your team back.

91% of healthcare events happen outside a hospital — doctor visits, meds, labs, dental, vision — and your team pays for them out of pocket through copays and deductibles. UnifyWell fixes that: free, unlimited virtual care, steep discounts on real care, and full ACA compliance — structured so your employees take home more, and you save on payroll taxes.

01

Free, unlimited virtual care

Primary care, urgent care, and mental-health counseling — 24/7, $0 to the employee.

02

Medications

Free generic meds, international sourcing for brand names, and a GLP-1 weight-loss program.

03

Discounted in-person care

Up to 60–75% off labs, imaging, procedures, dental and vision — nationwide.

04

Wellness & coaching

Customized modules and live coaching, fully confidential and HIPAA-compliant.

05

ACA-compliant MEC plan

Minimum Essential Coverage for every enrolled employee, with free preventive care.

06

Start any time

Not just open enrollment. Supplements your current plan — or stands alone.

The employer's upside
~$682
saved per employee, per year*
  • Lower employer payroll taxes (FICA) on every enrolled employee
  • May reduce workers'-comp premiums 30–40%
  • Net of the plan fee — real savings, not a cost
The employee's upside
More take-home
they keep more — and get real care
  • A higher net paycheck than without the plan
  • $0 virtual care, plus big discounts on everything else
  • Coverage that follows them, family included
Powered byWoW Health and ACA Solutions

Built by Dr. Jawad Arshad, MD, FACEP · independently compliance-vetted, with legal & tax opinions on file. A complement to your benefits — designed to give your team time and money back, not to replace what works.

*Illustrative example based on a $2,600/mo wage; your numbers depend on your payroll. We build a customized proposal from a simple payroll summary — roughly 90% accurate before anything is signed.

What We Audit

Every line of your
people spend.

PEO & Benefits

Admin fee & plan design

What your PEO is actually charging — the visible admin fee plus the load buried inside medical, comp, and ancillary lines. Plan design benchmarked against operators of your size and footprint.

  • PEO admin fee benchmarking
  • Health, dental, vision, voluntary review
  • Carve-out vs. master analysis
  • 401(k) plan fiduciary audit
Workers' Comp & Risk

NAICS, mod, surcharge

Role-by-role NAICS classification, experience mod analysis, and the surcharges that quietly stack on consumer-brand operators — especially anyone with warehouse, kitchen, or retail labor.

  • NAICS code optimization
  • Role-by-role classification
  • Experience mod rate analysis
  • Carrier & broker benchmarking
Multi-state Wage Compliance

Wage, hour, OT, leave

State-by-state minimum wage, overtime triggers, meal break rules, sick leave accrual. Where federal exemption rules and state requirements disagree — and where exposure compounds.

  • State-by-state wage audit
  • Overtime & meal break review
  • Paid leave / sick time tracking
  • Wage-and-hour exposure pricing
Tipped Labor & FLSA

Tip pool & service charges

For hospitality, retail, and service-led brands: tip pool legality, service-charge handling, dual-jobs rules, and the FLSA changes most operators haven't updated since 2022.

  • Tip credit & pool compliance
  • Service charge classification
  • Dual-jobs / 80-20 rule audit
  • State-specific tipped wage rules
HRIS & Stack

Platform fit & consolidation

HRIS, time-and-attendance, scheduling, payroll. Where the right system saves more than it costs — and where overlapping vendors create reconciliation labor that nobody owns.

  • HRIS / payroll consolidation
  • Time-and-attendance integration
  • Scheduling & labor planning
  • Background check vendor audit
Recruiting & Talent

ATS, sourcing, assessment

The recruiting stack accretes vendor by vendor. We map what's deployed, what's actually used, and what to consolidate — without breaking the hiring funnel.

  • ATS / CRM rationalization
  • Sourcing & programmatic spend
  • Assessment & pre-hire screening
  • Onboarding workflow audit

Full HR methodology and scope details in our FAQ →

19%
Average reduction in annual people-systems cost after engagement
3–4
Weeks from a payroll summary to documented findings — the audit is free
$0
Upfront cost — the vendors fund the work
Delivery

Assessment and benchmarking from us. Delivery through a vetted partner network.

Partner network covers payroll, HR ops, compliance, benefits, HRIS, cash management. One point of accountability. Every commission disclosed on the contract.

Payroll

Payroll Management

Multi-state, multi-entity processing — benchmarked against actual paid pricing.

  • Federal, state, local tax filing
  • Multi-state, multi-entity processing
  • Time-and-attendance integration
  • Section 125 deductions, garnishment
  • W-2 / 1099 admin & year-end
HR Outsourcing

People Ops & Admin

Lifecycle execution from handbook through termination. Scoped by us, delivered by partners.

  • Employee handbook & policy
  • Applicant tracking & recruiting
  • Electronic onboarding & offboarding
  • Performance & compensation mgmt
  • Learning management (LMS)
  • Employee relations & investigations
Compliance

Compliance & Risk

Wage-and-hour, classification, leave, workers' comp — the exposure that compounds when nobody owns it.

  • Workers' comp policy & mod
  • Multi-state wage & hour compliance
  • FMLA & leave administration
  • Background screening & I-9
  • HR audit response & rep
Benefits

Benefits Administration

Health, retirement, voluntary, ancillary — sourced against paid-price benchmarks, not list.

  • Medical, dental, vision, ancillary
  • MEP 401(k) & retirement
  • Section 125 / FSA / HSA
  • Voluntary & supplemental
  • COBRA & ACA compliance
HRIS Platform

HRIS & Workforce Mgmt

HRIS + time, attendance, scheduling, self-service. Tier matched to your complexity.

  • HRIS selection & migration
  • Time, attendance, scheduling
  • Applicant tracking integration
  • Employee self-service & mobile
  • Reporting analytics & dashboards
  • API integrations & data sync
Cash & Banking

Payroll Funding & Cash

Payroll funding, cash handling, banking intros for cannabis, hospitality, and multi-location retail.

  • Payroll funding & float
  • Cannabis-fluent banking intros
  • Cash management for retail
  • Tax-aware cash flow planning

Partners selected for category depth, not commission size. Whatever we're paid is on the contract — you see it before you sign.

The Results

What it looks like
across the people stack.

Hospitality · Workers' Comp

5-state restaurant group recovers $310K in workers' comp surcharge

Tipped servers, hourly back-of-house, salaried management classified under three different NAICS — two of them wrong. Mod rate inflated for two policy years.

$310K
Refunded surcharge plus prospective premium reduction over 24 months
Health & Wellness CPG · PEO Migration

Supplements brand migrates from generalist PEO to category-fluent provider

PEO never benchmarked since founding. Admin fee buried in medical premium. Workers' comp loaded outside the master — and never re-bid.

$280K
Annual reduction across PEO admin, comp premium, renegotiated medical plan
Lifestyle / DTC · Multi-state Payroll

3-state apparel brand consolidates payroll, eliminates wage-and-hour exposure

CA, NY, TX. Three payroll providers, three time clocks, three OT structures. Warehouse pickers paid hourly but treated as exempt — quietly building a class-action ceiling.

$185K
Annual payroll consolidation plus quantified wage-and-hour exposure resolved before audit
Beverage · HRIS Consolidation

Craft beverage brand consolidates 4 HR vendors into 1

HRIS, payroll, time-and-attendance, ATS — four separate platforms. Onboarding ran across three. Two FTEs spent half their week reconciling exports.

$210K
Annual savings plus FTE redeployment via unified HRIS

* Case studies are representative composites built from typical engagement outcomes. Specific results vary by company size, operating footprint, and existing contract terms.

Ready?

Your people spend is trying
to tell you something.

One short assessment to map where the leakage is. We come back with the math — or we tell you you're already running clean.

IT Optimization

Your tech stack.

ERP, e-commerce, fulfillment, POS, customer data. Where the integrations break right when you need them.

Explore IT Optimization
Supply Chain

Packaging, promo, apparel, displays.

The buy side of every line item your brand depends on. Built from inside the buying seat.

Explore Supply Chain